Specialists from the All-Russian Public Opinion Research Centre (VTsIOM) presented the data from a survey of Moscow residents on the topic of housing conditions and plans to improve them.
It turned out that the overwhelming majority of Muscovites (93%) and potential beneficiaries (city residents over 18 years old who took a mortgage loan in the last 3 years or plan to take it to improve their living conditions in the next 5 years; 94% of the respondents) live in a separate flat.
In turn, 4% of Muscovites and 3% of potential beneficiaries live in rooms of communal flats, 2% of Muscovites and 1% of potential beneficiaries live in an individual house, less than 1% of Muscovites and potential beneficiaries live in townhouses, and 1% of respondents live in dormitories.
It is clarified that the majority of Muscovites (76%) and potential beneficiaries (81%) live in their own housing, and 24% of Muscovites and 19% of potential beneficiaries rent housing according to the rules of commercial or social employment.
Specialists found out that 20% of Muscovites plan to improve their living conditions over the next five years, 6% postpone it until a later date, 22% refuse such plans because they have no such an opportunity, and 50% do not plan to improve their living conditions at all.
The most popular way to improve living conditions is buying a flat, according to 35% of the surveyed. Others prefer exchanging housing for a better and a bigger one (14%), moving under the renovation programme (8%), building an individual house (6%), repairing or erecting an extension (4%).
Among Muscovites who took out mortgage loans earlier, 16% plan to take a mortgage loan within 1-2 years, and 24% have such plans for 3-5 years, 57% do not have such plans. Among potential beneficiaries, half (51%) are going to take out a mortgage loan within 1-2 years (60% of 35-44-year-olds), 49% are planning this for the next 3-5 years.
Among the audience of potential beneficiaries who took a mortgage or a loan for the purchase or construction of housing over the past three years (41%), more than two thirds (71%) took a mortgage loan on market terms, and 23% took advantage of preferential loans.