The Russian VTB bank provided residents of the Rostov region with 3 thousand soft loans under the “Mortgage With State Support 2020” programme, in the amount of 5.7 billion rubles. In the country as a whole, VTB’s clients have issued over 64,000 concessional loans under the state programme for more than 200 billion rubles, which exceeds 20 per cent of the bank’s total mortgage loans, 1rnd reports.
It is noted that the largest share of sales under preferential mortgages is formed in Moscow and the Moscow region (28 per cent by the number of transactions and 47 per cent by the volume of loans). In the Moscow region, clients issued 18.2 thousand loans at a reduced rate of 95.5 billion rubles. In St. Petersburg and the Leningrad region, the volume of loans is 24.9 billion rubles, in the Republic of Tatarstan 8.1 billion, in the Novosibirsk region 6.7 billion, and in the Krasnodar Territory 6.5 billion.
It is specified that the size of the initial payment for the programme in VTB is 15 per cent of the cost of the acquired object. Bank clients buying flats in new buildings can get a loan at a preferential rate of 6.1 per cent per annum. The maximum loan amount determined under the programme is 12 million rubles for Moscow and the region, St. Petersburg and the Leningrad region, and 6 million rubles for the rest of the country, with a maximum loan term of up to 30 years.